Common-Law relationships: significant differences
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According to a study conducted for the CSF and ÉducÉpargne, nearly 50% of people living in a common-law relationship perceive that, financially, it is equivalent to being married. However, in the event of a separation, the legal differences are numerous, particularly regarding the division of property, the house, or investments. A report prepared by the organization Éducaloi can be helpful.
The law on family law reform and the establishment of a new "parental union" regime, adopted in June 2024, attracted significant attention. It will impact common-law partners who have children together. However, this change will only automatically apply for children born or adopted after June 30, 2025.
A section prepared by the organization Éducaloi can be helpful. (Note: the link directs to the organization's website, the content of which is not managed by the CSF.)
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Income inequality during active working years has been discussed for several years, but other lesser-known sources of imbalance have significant impacts in retirement. Whether it's the impact of lower contributions, the division of tasks and expenses within couples, or women's approach to risk in investments, these issues benefit from being discussed during client meetings. Professionals can play a crucial role in overcoming obstacles for women to achieve a financially satisfactory retirement.
